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PinkSaltLoanScheme Informational Portal
Govt of Punjab Scheme 2026 (Phase-1 Cheques Distributed)

Pink Salt Value Addition
Financing Scheme 2026

Complete guide on the Pink Salt Loan Scheme β€” a 0% Interest (Bila-Sood) financing initiative launched by Chief Minister Maryam Nawaz. Secure interest-free business financing from PKR 5 Million to 50 Million over 5 years to establish modern Pink Salt processing, optical sorting, micro-milling, and export packaging plants in Punjab.

Financing Range PKR 5M - 50M
Interest Rate 0% (Interest-Free)
Repayment Period 5 Years (60 Months)
Pink Salt Processing Factory Banner - PinkSaltLoanScheme.pk

πŸ“Œ Key Scheme Facts & Highlights

  • βœ“ Primary Goal: Stop low-cost raw pink salt exports and promote branded "Made in Pakistan" retail exports.
  • βœ“ Mineral Processing Zone: 110-acre industrial park in Quaidabad, Khushab with 200+ processing plots.
  • βœ“ Markup Subsidy: Punjab Govt allocated PKR 1.456 Billion to cover 100% bank interest costs.
  • βœ“ Application Portal: 100% online application at `pinksalt.punjab.gov.pk`.
Cheques distributed to initial 10 beneficiaries by CM Punjab in Oct 2026.

Understanding the Pink Salt Scheme

Pakistan holds the world's largest reserve of premium Himalayan Pink Rock Salt. Historically, raw salt was exported at low rates ($40–$60 per ton) and rebranded abroad. This scheme provides soft capital to transform raw salt into refined, packaged export goods worth $300–$1,000+ per ton.

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Machinery & Technology Capital

Funds can be used to purchase optical color sorters, stainless steel pulverizers, micro-refining plants, vacuum packaging lines, and salt block shaping equipment.

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Quaidabad Processing Zone

A 110-acre state-of-the-art Mineral Processing Zone in Quaidabad, Khushab is equipped with industrial electricity, water supply, and road networks for over 200 units.

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Zero Interest (Markup-Free)

Beneficiaries repay only the principal loan amount over 5 years. Commercial bank interest rates are 100% subsidized by the Government of Punjab.

πŸ“ˆ Export Value Analysis

Why Value Addition Matters for Export

Comparing international export pricing: Unprocessed raw salt rock vs. value-added Pakistani pink salt products.

πŸ’Ž Export Price Comparison (Per Ton)

Global Rates (USD)
01

Raw Unrefined Salt Rock

Exported as raw boulders
$40 – $60 / ton 1x (Baseline)
02

Milled Fine Table Salt (Bulk)

Crushed, washed & micro-milled
$180 – $300 / ton πŸš€ 4x–5x Higher
03

Retail Packaged Gourmet Salt

Optical sorted & branded jars
$500 – $1,200 / ton πŸ”₯ 10x–20x Higher
04

Crafted Salt Lamps & Spa Tiles

Handcrafted wellness products
$800 – $2,000 / ton ⭐ 20x–40x Higher
Source: Trade Statistics & Mining Association Estimates Made in Pakistan πŸ‡΅πŸ‡°
Industrial Hub

110-Acre Mineral Processing Zone

Established by the Government of Punjab near Quaidabad, Khushab Districtβ€”right at the foot of the Salt Rangeβ€”to house 200+ processing units.

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Dedicated Power Substation High-voltage 3-Phase industrial electricity
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Direct Logistics Connectivity Connected to M-2 Motorway & Railway freight
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10,000+ Employment Impact Boosting local mining economy & exports
Business Ideas

Top 4 Financed Business Categories

Projects under these categories receive high priority during departmental evaluation.

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1. Gourmet Table Salt Mill

Stainless steel pulverizers, optical color sorters, and vacuum packaging machines for retail salt jars.

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2. Salt Lamp Crafting Unit

Precision drilling and lathe tools for crafting natural USB salt lamps, candle holders, and wooden base lamps.

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3. Salt Tiles & Spa Slabs

Machinery to produce 8x4x2 inch salt bricks used in salt therapy rooms, saunas, and culinary salt slabs.

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4. Animal Salt Licks

Hanging livestock mineral salt blocks with rope handles for dairy farms and veterinary export markets.

Interactive Tool

Loan Repayment & Subsidy Calculator

Estimate your monthly principal installment and government markup subsidy.

PKR 10,000,000 (1 Crore)
PKR 5 Million (Min) PKR 25 Million PKR 50 Million (Max)
Estimated Monthly Installment
PKR 166,667 / month
Principal Amount: PKR 10,000,000
Interest Paid by Govt: ~ PKR 2,900,000
Your Interest Payable: PKR 0 (0% Interest)
Apply For This Financing →

Interactive Eligibility Checklist

Verify if your business qualifies before starting your official online application:

Step-by-Step Online Application Workflow

Four straightforward steps to submit your application on the official portal:

1

Account Portal Registration

Visit `pinksalt.punjab.gov.pk` and register your institutional profile using CNIC, NTN, and business credentials.

2

Feasibility & Proposal Submission

Upload your technical project feasibility detailing plant capacity, machinery specs, and estimated output.

3

Departmental Evaluation

The Directorate General of Mines & Minerals reviews the technical proposal and verifies eligibility parameters.

4

Bank Disbursement

Upon formal approval, funds are disbursed through partner commercial banks under the 0% interest agreement.

Frequently Asked Questions (FAQs)

Is the financing 100% interest-free? β–Ό

Yes. The Government of Punjab has allocated PKR 1.456 Billion to fully subsidize commercial bank markup costs. Beneficiaries only pay back the principal loan amount over 5 years.

Can new startups and entrepreneurs apply? β–Ό

Yes. Both existing mine leaseholders/salt processors and new entrepreneurs holding a valid CNIC, Punjab domicile, NTN, and a clear e-CIB report are eligible to apply.

What are the minimum and maximum loan limits? β–Ό

The minimum financing limit is PKR 5 Million (50 Lakh) and the maximum limit is PKR 50 Million (5 Crore) per business project.

Where is the processing zone located? β–Ό

The official 110-acre Pink Salt Mineral Processing Zone is situated in Quaidabad, Khushab District, Punjab, accommodating over 200 industrial value-addition units.